Archive for May, 2008

Bluefin Tuna Fishing

Thursday, May 29th, 2008

By Richard Braman Bluefin tuna are one of the greatest challenges to anglers off the coast of New England, and Massachusetts continues to be a center of activity for giant bluefin tuna.Most tuna are caught chunking or trolling. I will describe the techniques used by top crews to catch these giants. Chunking for Bluefin involves archoring on a good fishing spot known to hold bluefin. Once anchored, top crews deploy chunks, stick baits and live baits suspended on ballons at different depths. Most captains have their crew position the baits where at the depth they mark tuna fish on their fish finder. Many top captains use Gamahastu Live Bait hooks. In determining the hook size, it is important to match the hook to the size bait that you are using. You shouldn’t use a hook that is too large, because it will detract from the presentation of the bait. All top crews use fluorocaron leader. Leader varies from 150-lb to 220lb, with many crews fishing light gear (150-180) to get bites when they are hard to come by. Most crews start off with a long leader (say 15 feet), so they can cut back and recimpt the hook on if their leader gets nicked up by dogfish or other pests. Many crews using light fluorocarbon also use H crimps instead of G crimps for their 150 or 180 fluoro. The lower profile H crimp must be done carefullly, preferably using the Jinkai crimping tool listed on this page. They also use these crimps to attach a small wind on swivel. This way, the leader can be wound all the way on the spool, protecting the flurocarbon during storage, ensuring clean decks, and allowing the angler to reel the fish as close as needed to harpoon it. All crews attach the sinkers and ballons using rubber bands. Sinker weight is selcted based on the spped of the current and the desired depth that you are trying to fish. Most crews that troll bluefin fish spreader bars from their outriggers at about 3-4 knots. Most crews fish three to four spreader bars, two from the outriggers and one or two flat lines. Outriggers are rigged with roller trollers so that the line can be reeled through the clip to tease the fish into striking again if he misses the first time. The clip is set tight so that the outrigger sets the hook on the fish. Fisherman use different spreader bar sizes and colors in their trolling spread based on experience and conditions. Snap swivels are used so that rigs can be swapped out easily. Thimbles and heavy chafe gear protect the mono where it connects to the hook and swivel. Most crews use the Mustad or VMC southern tuna hook style on their trolling rigs. Fishermans Outfitter Article Source: http://EzineArticles.com/?expert=Richard_Braman http://EzineArticles.com/?Bluefin-Tuna-Fishing&id=25256 personal loans with collateral houston car loan bad credit history cash advance services in oceanside ca payday-loan-yes

Marketing Gifts of Gratitude

Monday, May 26th, 2008

By Jan Verhoeff How often do you say Thank you to your clients? A great way to say thanks is to send a gift at Thanksgiving or Christmas. Just a simple holiday gift that says how much you appreciate your client, says more A gift during the holidays speaks of value and appreciation. It indicates respect for a celebration that means value, ethics, and enthusiasm for greater appreciation. Whenever in doubt, just say Thanks. But how? If youre looking for a few ideas to say Thank you to your clients, I have a few worthwhile suggestions. Gift Certificates Enclose a gift certificate of REAL VALUE, not just a percentage off, of a service you provide. A simple service you can provide for free, give a gift certificate for the whole value of an item or service. Ebook Enclose an ebook, or a message for an ebook redemption in a card you send to their address, that can help your client with their business or encourage them to achieve something great. If by some chance you have several clients who share an interest, the ebook might be of a different type, just a book that can be enjoyed? Consider a book about Taking a Break in Life as a gift along with a great coffee mug, and a bag of a favorite coffee flavor. Promote your Clients with Certificates to Their Business Give a gift certificate to other clients from a client whose business you can promote. If you have several clients with various products or services your business can use as gifts, do a trade off. Offer gifts of various clients to other clients who might want to try their products or services, promote your business with a Client reminder and a gift from a business associate. For instance, offer a gift certificate for Cappuccino Brownies from http://mylittletasteofitaly.com in a gift box created by http://cyerrarose.com or a blend of a few other gifts from others who offer products online. Marketing friends often means seeking an opportunity that might not arise under any other circumstance to promote a client, promote a market, and express Gratitude for business. Marketing in this way empowers your business by strengthening your client base and expanding your client markets. Jan Verhoeff Brand Your Market Guru tells how to make an impact on your business for businesses you promote. Celebrate the any Season with the marketing power of Gratitude and Accomplishment. http://brandyourmarket.com Article Source: http://EzineArticles.com/?expert=Jan_Verhoeff http://EzineArticles.com/?Marketing-Gifts-of-Gratitude&id=363677 1000 loan payday list of hard money lenders payday loan lenders unsecure debt consolidation loans

Dieting? More is Not Better

Saturday, May 17th, 2008

By Dr. Jamie Fettig Exercising too hard This is probably the most common mistake. As Americans we think if some is good more is better. And with physical activity, as I like to call it, this is completely not true. A couple of things you need to know first. Your Metabolism rate is the speed at which your body converts sugar and fat into energy for daily use. The higher your metabolism rate, the faster your body burns fat cells. One of the largest influencing factors on your metabolism rate is the amount of muscle you have. Generally speaking the more muscle you have the higher your metabolism rate. So you want to gain or at least keep muscle and loose the fat. That is the goal. The more muscle the more fat you will burn sitting around doing nothing. When you do physical activity your body requires energy. The first place you body will get this energy is from the sugar reserves in your system. This usually only lasts a couple minutes. Then your body will convert or ‘burn’ fat for the energy. Converting fat to energy takes time. So as long as your body is not using energy faster than your body can convert fat to energy, you will continue to burn fat when you do physical activity. But as soon as you start using more energy faster than your body can convert the fat, your body will start to burn muscle. Now remember earlier, the more muscle you have the more fat you burn while do nothing. So if you start exercising to hard you will burn muscle to keep up with the energy needs of your body. This will mean you will burn less fat when you are not exercising. That is why exercising harder is not better. So how do you know where this point is for you? Listen to your inner knowing. This point may change from day-to-day depending on your life. This article is covered in my free e-course, on Dieting and Eating Healthy. Go to http://www.bazuji.com/ecourse to sign up for the free e-course. Do you want to be Sexy, Slim, Slender and Healthy for Life. Dr. Jamie wants to help give you this with his “non-diet.” He is also giving you dozens of valuable free gifts to “ethically bribe” you into helping him make his new book, “The Ultimate Non-Diet” a #1 best seller. For details go to: http://www.TheUltimateNonDiet.com/free Article Source: http://EzineArticles.com/?expert=Dr._Jamie_Fettig http://EzineArticles.com/?Dieting?-More-is-Not-Better&id=35301 online paycheck loan for people with bad credit u s fast cash apartment private money loans

Commercial Collections By Telephone

Wednesday, May 14th, 2008

By Steve Austin The telephone enables a credit manager to make many contacts in the shortest period of time. A call permits you to present your case to the debtor for immediate response. During the conversation you can determine whether the claim will be paid in full and when. This is the time to determine reasons for nonpayment. Advantages in telephoning are the two-way line of communication and the speed in obtaining a response. For most calls, follow a set pattern: - Call directly to the person in charge. - Identify yourself and your company. - Ask for payment in full at a specific date. - Suggest a solution once you have determined the real reason for the bill not being paid. Three Main Reasons for Nonpayment The most difficult part of a call is to determine the real reason the bill has not been paid. There are usually three reasons for nonpayment. 1. Lack of funds or belief that there is a lack of funds. Most nonpayments result from real or imagined lack of funds. You have to determine which of the two is truly the case. Frequently, businesses have assets they dont recognize. Sometimes, they may be short of funds because too much is tied up in accounts receivable. You can point this out to them and suggest ways in which they can release some of their capital and keep their accounts receivable more in line. 2. Disputes. Disputes can be discussed to determine whether or not they are valid. The valid claim must be adjusted quickly and fairly. The valid claim should be exposed and immediate payment should be requested. 3. Refusal To Pay. If it is a refusal to pay, your next step has been dictated by the customer/debtor. You must take third-party steps to enforce payment. Pin down the arrangements agreed upon. Make sure your customer puts them down in writing while you wait. Remember, your customer has past due obligations to other creditors, and you are competing for their money. Be sure they do not send your money to some other creditor. Follow up with a notice reminder or form letter. Get free information and advice on commercial collections. Article Source: http://EzineArticles.com/?expert=Steve_Austin http://EzineArticles.com/?Commercial-Collections-By-Telephone&id=61144 payday predatory lending and the elderly faxless payday loans in texas monthly payments personal loans loaning family money

So, Your Made A Mistake

Friday, May 9th, 2008

By Ramon Greenwood Of course, mistakes are important. Two facts put those you make in perspective. One, everyone who plays the game makes mistakes. Two, that you make mistakes is not nearly as important as what you do about them. Thats hard to remember when you are wallowing in the bed of regret, second-guessing and even being eaten alive by fear that usually follows on the heels of a mistake. Nevertheless, it is true. The way you follow up on the errors you make has a greater impact on the future of your career than what you did or didnt do wrong, according to Ramon Greenwood, head of CommonSenseAtWork.com. It is worthwhile to restate the axiom that everyone who is out there making an effort to get things done makes mistakes. Carly Fiorini refused to delegate authority and tone down her style while she traipsed around the world like a jet-set celebrity. She made the mistake of defying her board of directors at Hewlett-Packard when they asked her to change her ways and she got booted out as CEO. Kodak lost its market dominance when it failed to anticipate the success of Polaroid. On the other hand, Coca-Cola made a major miscalculation when it decided the world needed a new flavor of its favorite beverage. When the market said, You made a mistake the company quickly turned its back on New Coke. Ford Motor Company pulled off a Lulu by producing a dud, the Edsel automobile. It lost no time in dumping the mistake when buyers turned thumbs down. So, mistakes are bound to occur, even among the best of us. TURN MISTAKES INTO LEARNNG EXPERIENCES Smart careerists learn early in the race to capitalize on mistakes by turning them into learning experiences, says Greenwood. When he was chairman of Quaker Oats Company, William Smithburg declared, There isnt one senior manager in this company who hasnt been associated with a product that failed, or some project that failed. That includes me. Its like learning to ski. If youre not falling down, youre not learning. The next time you make a mistake, keep in mind the following nine steps that achievers take when they goof up. 1. Dont panic. Follow the admonition of the television commercial, Never Let Them See You Sweat. 2. Stop long enough to clear your head. Then act pronto. 3. Get the facts so you can define the mistake. 4. Answer these questions. What is the worst thing that can happen? The best outcome? Will the mistake really make any difference one week, one year, five years later? 5. Report the mistake to the boss immediately. It is far better for you to tell him about your mistake than to have it come from others. Help the boss keep it in perspective. A Confucian proverb advises, Be not ashamed of mistakes and thus make them crimes. Let the boss and your colleagues know you regret the error. Nothing is likely to infuriate your supervisor and colleagues more than your appearing not to care when you make a mistake. 6. Accept the responsibility for your mistakes. 7. Feel the pain and mourn a little, but for only a little while. You will feel better later. 8. Perform a post-mortem. Look at the facts. How can a repeat performance be avoided? What did you learn from the experience? 9. Forget the mistake; give it a decent burial, but remember the lessons learned. Remember, the only truly unforgivable mistake is to repeat a mistake. Former Senior VP of American Express; professional director, American Express International, financial institutions and consumer goods companies; Senior Careet Counselor, CommonSenseAtWork.com., and consultant to a wide variety of businesses; author of four books including How To Make The World of Work Work For You and a syndicated column, Common Sense At Work. Article Source: http://EzineArticles.com/?expert=Ramon_Greenwood http://EzineArticles.com/?So,-Your-Made-A-Mistake&id=17511 low cost pay day loans cars with zero down and no credit check what is an unsecured personal loan loan calculator free online

Swiss Medica Aims Women’s Product to Male Consumers

Saturday, May 3rd, 2008

By [http://ezinearticles.com/?expert=James_Finch] James Finch PMS Escape Formulation Might Be Good For Stressed-Out Men, Too! When Swiss Medica goes shopping, dont expect them to pay retail for the consumer health products they purchase. Since acquiring the O24/Sport product from insolvent German-based General Cosmetics, Swiss Medica (OTC BB: SWME) roared onto the radar screens of U.S. and Canadian pharmacy chains. Part two of their corporate strategy was the necessity of an encore product to avoid being called a single product company. Obtaining the North American licensing rights to PMS Escape overcame that hurdle. Internutria, which marketed PMS Escape in the mid to late 1990s, sold more than $3.6 million of the product in about 25,000 stores, for the short time after it was launched in 1996. However, a setback for Internurtrias parent company, Interneuron Pharmaceuticals, Inc. (NASDAQ:IPIC), specifically a recall of Redux, forced the company to abort the launch of PMS Escape. In the same way Swiss Medica successfully revived the O24 product, lightning could strike twice in the form of PMS Escape’ reintroduction. Interviews with two key PMS Escape spokeswomen helped clarify which direction Swiss Medica might run with their newly acquired product. Perhaps a PMS Escape makeover is in progress, in the same way O24/Sport morphed into the O24 Essential Oil Pain Neutralizer? Sure, the packaging says PMS Escape and the website present the product as a dietary supplement developed for women with normal PMS-related disturbances in mood and appetite. However, the PMS formula could delve into new territory: Not Just For Women. In other words, stressed-out men might someday soon be customers for a variation of the PMS Escape formula. One such hint came during a recent interview with Dr. Judith Wurtman, the inventor of PMS Escape (see brief bio below). She told us a revealing anecdote: There is one gentleman who has been taking this for years. He has a very stressful job. He read about PMS Escape in his daughters magazine. He called me and asked if he could use this. I told him, Sure, its made up of a specially formulated group of natural carbohydrates. He had his daughters buying it for him, and he started taking it. He would take it only once a day when he left work. By the time he got home from work, he felt fine. It (PMS Escape) has a cute name, but its not restricted to women. Men can certainly be just as stressed as women. Its just not macho to do something about it. Wendy Kramer, Vice President of Swiss Medica who will be re-introducing PMS Escape to pharmacy and supermarket chains, said during a recent interview, PMS Escape has been shown to be effective in reducing stress, irritability, food cravings and improving concentration. But, she looked beyond the immediate game plan, suggesting multiple products, There is reason to believe that a similar formula will lend it self to a stress product, a weight loss product, or a product for feeling anxious or irritable, or a product for concentrating better. Kramer frequently emphasized throughout the interview, These are all avenues we are going to pursue clinically with this formulation for PMS Escape. Kramer referred to Dr. Wurtmans current use of a modified formulation of the PMS Escape product as a weight loss product, Shes had quite a bit of success with it. Numerous serotonin deficiency experiments were done at MIT, and elsewhere, which previously identified broader uses for the PMS Escape formula. For example, Dr. Wurtman explained, If you find people who are going through smoking withdrawal, and they are overeating carbohydrates, which they tend to do, it probably would help if you gave them the carbohydrates in a drink form. Wurtman underscored, Serotonin is absolutely involved in the mood changes that occur when nicotine is withdrawn. Expansion beyond the current boundaries of the PMS Escape formula may already be past Swiss Medicas blueprint stage, although no details were offered. Serotonin Levels are the Key to PMS It was a logical choice to pursue pre-menstrual mood and appetite disturbances during a series of serotonin deficiency experiments at MIT. Dr. Wurtman explained the background behind her development of the PMS Escape formulation, We did a series of experiments, first with a drug that increased serotonin. When serotonin was being increased by this drug, they (women) became less anxious, irritable, angry, craved fewer carbohydrates and could concentrate again, in other words, they felt like themselves again. Her work, in conjunction with her husband Dr. Richard Wurtman, led to the development of the use of Prozac, which MIT patented for very severe PMS, and has since been sold under the brand-name, Sarafem. At the same time, we decided to just look and see whether carbohydrates themselves would have any positive impact on mild (not the raging kind of) PMS, Wurtman pointed out. We found that women really did report an improvement in their mood and their cravings. That was really the beginning of a series of experiments that led to the development of PMS Escape. Why women? Dr. Wurtman revealed what many men have been dying to hear, Women are more likely to experience mood changes than men, because womens brains have less serotonin to begin with, than mens brains. Hence, PMS Escape, which is made especially for women. But, serotonin bears further discussion to better understand why Swiss Medica might expand the PMS Escape formula into other vital emotional pain areas. Such problems are now addressed with mood-altering prescription drugs, which rake in $19 billion annually. Serotonin is one of many different neurotransmitters in the brain. Each one of these brain chemicals has an important role. As the neurotransmitter most frequently related to depression, serotonin controls several critical physical and emotional functions, including the regulation of hunger, thirst, mood, breathing, sleep, confidence, attitudes and many other things. Says Dr. Wurtman, who also authored “The Serotonin Solution”: When you have enough serotonin in your brain, you have a stable emotional feeling. When you dont have enough serotonin, or its being used up too quickly, your mood can change so you feel depressed, angry, confused, or you have difficulty focusing. You have difficulty being attentive. You feel easily distracted. You become very irritable. Sometimes, your mood goes up and down very quickly. You can also feel very anxious. In addition, you feel tire a sort of tiredness you might feel, like its been many days without sunlight in the winter time. Its where you can feel incredibly fatigued all over. That comes from too little serotonin. It is also involved in regulating the appetite, in not making you hungry to eat, but in turning off the appetite when youve had enough to eat. It is also involved in other physiological behaviors in the body like chronic fatigue where there might be enough serotonin so people might feel aches or their joints hurt. Serotonin Deficiency Creates Volatile Emotions Thirty years of human and animal studies demonstrate that serotonin nerve circuits encourage positive feelings, such as calmness, relaxation, increased confidence and better concentration. Serotonin neural circuits are said to help offset the emotions caused by brain dopamine and noradrenalin circuits, which promote negative emotions such as fear, anger, tension, aggression, anxiety and erratic sleep. Serotonin deficiency syndrome can manifest in many emotional and behavioral problems, including PMS, depression, insomnia, compulsive behavior and addictions. A chronic deficit of serotonin in the nerves using it as a transmitter is what leads to the deficiency syndrome. This deficit in turn derives from various problems relating to the nutritional biochemistry of tryptophan. Wendy Kramer explains the action of PMS Escape in the context of tryptophan and increasing serotonin levels: Tryptophan is an amino acid that is commonly found in food. When we eat certain proteins, it breaks down during digestion to give us tryptophan. Tryptophan is then converted to 5-Hydroxytryptophan (5-HTP) in the brain. It is this substance that in turn is converted to Serotonin. What PMS Escape does has little to do with any of the three. It causes an insulin response, which in turn plucks other amino acids out of the blood. Insulin does not attach to tryptophan, therefore allowing more tryptophan to cross the blood brain barrier and convert to 5-HTP and then into serotonin. In normal conditions, tryptophan is not only a small amino acid, but exists in the body in small amounts. So it has lots of competition when it comes to crossing into the brain. The Problem with Tryptophan A devastating crisis swept through the natural foods sector in the late 1980s. L-Tryptophan had emerged as the amino acid of choice because it was a health food supplement many were taking as a sleep aid. In early 1990, the Food and Drug Administration (FDA) banned the sale of over the counter L-tryptophan dietary supplements because it was linked to an incurable, debilitating muscle illness, Eosinophilia-Myalgia Syndrome (EMS). Over 1500 were permanently disabled and 37 people died from contaminated batches of L-Tryptophan. A division of the Japanese petrochemical company, Showa Denko KK, had reportedly been experimenting with its purification process by genetically modifying bacteria to reduce their manufacturing costs. Later research identified the impurity, since labeled peak E or strain V, which reportedly led to those tragedies. While not available as a dietary supplement, the brain requires tryptophan for peace of mind and better sleep. Tryptophan has a tough time crossing the blood brain barrier so it can help produce serotonin. However, a high intake of carbohydrates induces an insulin response, which then goes into the blood. The insulin response clears out the five other competing amino acids (valine, leucine, isoleucine, phenylalanine and tyrosine), but not tryptophan. In laymans terms, Wurtman said, What insulin also does at that moment is re-arrange the pattern of amino acids in your blood so that one of those amino acids, tryptophan, gets into your brain. This also helps explain why a high-protein diet can make someone cranky. Dr. Wurtman shed light on this, A woman who goes on one of those high protein diets may find within a couple of days a feeling that she is less calm and less content and less able to control her emotions than she was before she started the diet. The dieter might say, Im not hungry on the diet, but I cant stay on it anymore because I have to have carbs! Insufficient tryptophan is making its way past the blood brain barrier, provoking a serotonin deficiency. PMS Escape Fills the Void In its simplicity, PMS Escape starts the process that results in higher serotonin levels. The nice thing about PMS Escape is that it works faster than food, said Dr. Wurtman. You dont have to prepare and it works faster than food. We picked the carbohydrates for their digestibility. Why not just eat a couple of bowls of steamed rice or pasta? Dr. Wurtman explained, One of the characteristics of women with PMS is impulsiveness. One of the problems is women probably wont steam the rice, and then wait to eat it. While theyre steaming the rice, they might have chocolate bars. They are going to throw food in their mouths until they feel better. Basically, PMS Escape puts a leash on the impulsiveness. People dont have to worry about controlling the amounts they are eating, said Wurtman. Theyll take one packet, and its enough. PMS Escape tastes pretty much like a packet of Crystal Light, according to Wendy Kramer. Theyll never say, This tastes wonderful and Ill have six of them, Dr. Wurtman laughed, then advising, Whereas if you tell people to even have breakfast cereal, they might eat the whole box. On a more serious note, Wurtman concluded, What we do is tell people to have the PMS Escape, and then youll be calmer, youll be in control. Youre impulsiveness will be under wraps. Then, youll be able to pick and choose the other foods youre eating with the appropriate amounts. It is important that brain serotonin be kept at an adequate level during that period of the menstrual cycle when women experience PMS, reported Dr. Wurtman and her team in a 1995 article published in the Journal of Obstetrics and Gynecology. She wrote then, before developing the PMS Escape formulation, To help maintain optimum brain serotonin levels without the use of SSRIs, which can have a variety of unwanted side effects, special dietary nutrients have been investigated and shown to be effective.From her research at MIT came PMS Escape. According to Wendy Kramer, It (PMS Escape) should be in retail pharmacies this summer. More importantly, when will men be able to enjoy the same heightened serotonin benefits women have with this formulation? COPYRIGHT 2007 by StockInterview, Inc. ALL RIGHTS RESERVED. James Finch contributes to StockInterview.com and other publications. 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